The goal of an interview is to get to know the candidate and to know whether they are a good fit for the role and for the firm/company. As an interview candidate, it’s your job to show them who you are and represent yourself in a way that let’s them know you are the right person for the job.
Being here is a great way to help you prep for your credit analyst interview, whether it is commercial credit or corporate credit or anything in between. Credit analysis and the work is very similar in that it all revolves around the credit analysis and risk management.
Here are common questions that you may encounter in your Credit Analyst interview. If you are looking for more help or ways to answer these questions, feel free to look into our other credit analyst prep interview help.
Common Questions – Credit Analyst Interview
Tell Me About Yourself
How would you analyze a borrower (how do you conduct credit analysis)?
What are the most important things you should be focused on when doing credit analysis?
What makes a borrower risky or safe/less risky?
What’s the most important thing about being a credit analyst?
How do the financial statements work together?
What credit metrics and ratios should you look at to evaluate the creditworthiness of a potential borrower?
How would you analyze a borrower in the (name your sector or type of borrower)?
What do you know about the credit rating agencies?
What is a credit score?
What is a credit agreement? What is a bond indenture?
What is the most important thing when loaning money to a corporation or borrower?